Sep Ira Contribution Limits 2025 Catch Up Contribution Limits. That means an active participant 50 or. The sep ira contribution limit for 2025 is 25% of an employee's total compensation, up to $69,000.
In 2025, those using a sep ira can contribute as much as $69,000, or up to 25 percent of their business earnings or compensation, whichever is less. For 2025, one can contribute up to $7,000 or $8,000 if at least age 50.